A LEADING BROKER NETWORK FOR

HEALTH, LIFE, AND ANNUITY
PRODUCT PRODUCERS

Take your revenue to the next level.

● Proprietary lead generation

● Advanced training

● Major carriers

● Top-tier compensation

A LEADING BROKER NETWORK FOR

HEALTH, LIFE, AND ANNUITY
PRODUCT PRODUCERS

Take your revenue to the next level.

Proprietary lead generation • Advanced training Major carriers • Top-tier compensation

More resources to help you succeed.

Custom Benefit Plans, Inc. (CBPI) is a team of insurance professionals dedicated to providing unparalleled service to clients, independent agents and affiliated agencies. We assist with all of your day-to-day challenges so that you can focus on the growth of your business.

To ensure the success of our agents, CBPI provides access to the most cost-competitive products, useful tools and ongoing training, a wealth of industry news updates and insights, and a full staff dedicated to providing friendly and ongoing support.

Custom Benefit Plans has no proprietary products to sell. You can tailor coverage for your clients using products and services from any of the carriers on our platform. We work with all major firms and many specialist companies as well.

WHAT’S NEW for 2021

Health/Medicare

  • Due to the impact of COVID-19, Pennie, PA’s health insurance exchange, has made enrollment possible for all eligible Pennsylvanians. From Feb 15 through August 15, if you are uninsured or do not have health insurance through your employer, you can enroll in coverage through Pennie. Under the American Rescue Plan Act of 2021, many Pennsylvanians are newly eligible for financial assistance or may see an increase in the amount of financial assistance, like advance premium tax credits (APTC), for which they are eligible.
  • Get Covered NJ has also extended of the open enrollment window for uninsured New Jersey residents to May 15, 2021 through a COVID-19 Special Enrollment Period.
  • States participating in the Federal Marketplace (healthcare.gov) will have a Special Enrollment Period that runs from Feb. 15 through May 15
  • Medicare General Enrollment Period sign up for Part A and/or Part B between January 1 and March 31 each year if both of these conditions apply:
    • You didn’t sign up when you were first eligible.
    • You aren’t eligible for a Special Enrollment Period (see below).
    • June 7th, 2021 is the deadline for Medicare health and prescription drug carriers to submit their bids for the 2022 plan year.

Life

What to Expect From Life Insurance in 2021

  • Life insurance applicants with no COVID-19 risk factors will see lower rates.
  • Insurers will soften COVID-19 restrictions on issuing policies.
  • More insurers will offer no-exam life insurance policies.
  • Hybrid life insurance policies will continue to proliferate, but guaranteed universal life may be on the way out.

For more information call 866-422-9188 or email info@custombenefitplans.com.

UPCOMING DATES & EVENTS

Pennie’s Extended Health Insurance Enrollment Period (due to Covid)

Feb 15th-August 15th

NJ Extended Health Insurance Enrollment Period for Uninsured (due to Covid)

Now through May 15th

Federal Marketplace Special Enrollment Period

Feb 15th-May 15th

Medicare General Enrollment Period (see conditions listed in the 2021 Updates box)

Jan 1st–Mar 31st

Deadline for Medicare health and prescription drug carriers to submit bids for 2022

June 7th

For additional information about any upcoming seminar or event please reach out to Custom Benefit Plans at 866-422-9188 or email us at info@custombenefitplans.com.

CURRENTLY CUSTOM BENEFIT PLANS EVENTS ARE BEING HELD VIRTUALLY. LOOK FOR E-MAILS REGARDING THE NEXT EVENT.

Custom Benefit Plans provides quotes, advice and paperwork in a very timely manner. I feel completely confident that the products I present to clients are the most up to date and competitively priced. The folks at CBP are a pleasure to work with and always treat me like a star producer.

— Pat Oehme